The Facts of Life
What Every Woman Should Know About Money
 MOST OF THE FINANCIAL HARDSHIP EXPERIENCED BY WOMEN IN LATER LIFE IS DUE
TO SOMEONE REFUSING TO FACE FACTS EARLY ON.
These days there is no need for any woman to spend the second half of her life with a lower standard of living. Yet many still do. This is because they continually defer the decision to do something about preparing for their financial future until it is too late. Read More
Walkman Bean, Fly Pentop, Aqueon, Stresseraser, Zen Vision
 10 Birthday Gifts
Everyone loves a special gift on their birthday: especially our kids! I have put together a list of 10 memorable gifts you can gift your children on their birthday without breaking the bank.
Children crave attention from important people in their lives, (mom, dad, grandparent, aunt, older sibling). Give that special child the gift of time: a day out with you complete with lunch, a movie, and/or shopping for the gift of their choice. Read More
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 Haggle Like a ProWant a discount? Here's how to cut a deal
By Marc Myers
One of the best ways to save hundreds-if not thousands-of dollars a year on goods and services is simple; Just pay less for them. And the secret to paying less? Negotiation.
But many people hate to Haggle. They think it makes them look cheap. And yet they're certain that someone, somewhere, got a better price.
"People equate negotiating with arguing." says Roger Fisher, director of the Harvard Negotiation Project and author of Getting to Yes. "But if you view it as a discussion of joint interests, you'll be more likely to put fair terms on the table." Read More
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 What to buy new, what to buy used
By Chris Taylor
EBay has taught us that you can find anything-you could ever want to buy. From Elvis-inspired jumpsuits to locks of celebrity hair, it's all out there, and it's all for sale. Just name your price.
But not every secondhand purchase is a good deal. Some categories of consumer goods are perfectly fine when used; others are best to buy new. The trick is knowing difference. A general rule: Buying used items that are certified by a dealer and come with a warranty vastly reduces the risk you're taking on.
To help you navigate these waters, we talked to experts and assorted shopaholics. So warm up those credit cards and lace up your shopping shoes, because here's what they had to say.
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